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Credit Reports
https://www.nmhc.org/industry-topics/resident-screening-and-consumer-reporting/credit-reports/
Apartment firms that use credit report or a credit score to evaluate rental applications must comply with disclosure requirements and address the growing threat of identity theft under the 1970 Fair C
Guidance Credit Score Disclosure Obligation
https://www.nmhc.org/research-insight/analysis-and-guidance/guidance-credit-score-disclosure-obligation/
Guidance: Credit Score Disclosure Obligation
7/1/2011 12:00:00 AM
Webinar: Dodd Frank and the New Credit Score Disclosure
https://www.nmhc.org/research-insight/webinars/webinar-dodd-frank-and-the-new-credit-score-disclosure/
On Wednesday, September 28, NMHC hosted a Webinar discussing the New Credit Score Disclosure requirements of the Dodd-Frank Wall Street Reform law (P.L. 111-209). This may impose additional disclosure
NMHC/NAA Senate Banking Letter Regarding Credit Reporting Hearing
https://www.nmhc.org/advocacy/comment-letters/2018/nmhcnaa-senate-banking-letter-regarding-credit-reporting-hearing/
7/13/2018 12:37:00 PM
Letter to House Financial Services Committee Regarding the Comprehensive Consumer Credit Reporting Reform Act of 2019
https://www.nmhc.org/advocacy/comment-letters/2019/letter-to-house-financial-services-committee-regarding-the-comprehensive-consumer-credit-reporting-reform-act-of-2019/
2/25/2019 5:00:00 PM
CFPB Warns Consumer Reporting Companies Against the Use of Insufficient Name-Matching Procedures
https://www.nmhc.org/news/nmhc-news/2021/cfpb-warns-consumer-reporting-companies-against-the-use-of-insufficient-name-matching-procedures/
The CFPB issued an advisory opinion on November 4 warning consumer reporting companies, including employment and housing screening providers, against the use of insufficient name-matching procedures.
House Financial Services Committee Holds Oversight Hearing of Credit Bureaus
https://www.nmhc.org/news/nmhc-news/2019/house-financial-services-committee-holds-oversight-hearing-of-credit-bureaus/
The House Financial Services Committee Full Committee held a hearing on February 26th entitled "Who's Keeping Score? Holding Credit Bureaus Accountable and Repairing a Broken System”. The hearing host
FHFA Redirects Credit Scoring Model Initiative
https://www.nmhc.org/news/nmhc-news/2018/fhfa-redirects-credit-scoring-model-initiative/
FHFA announced this week that they are halting their effort to select an alternative credit scoring model for mortgage underwriting. NMHC/NAA had previously submitted comments supporting the use of al
NMHC/NAA Weigh in on Behalf of Renters Calling for Expanded Credit Scoring Models
https://www.nmhc.org/news/nmhc-news/2018/nmhcnaa-weigh-in-on-behalf-of-renters-calling-for-expanded-credit-scoring-models/
NMHC/NAA this week submitted comments for the record at a Senate Banking Committee hearing entitled “An Overview of the Credit Bureaus and the Fair Credit Reporting Act.” The hearing was the latest in
Resident Screening Legislation Soon to be Introduced in Senate
https://www.nmhc.org/news/nmhc-news/2017/resident-screening-legislation-soon-to-be-introduced-in-senate/
Senator Cory Booker (D-NJ) recently announced plans to introduce legislation that would amend the Fair Credit Reporting Act (FCRA) to enact stricter regulations on resident screening providers? and o