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Dodd Frank
https://www.nmhc.org/industry-topics/finance-and-capital-markets/dodd-frank/
Since being passed in 2009, the Dodd Frank Financial Reform Act has created uncertainty for both multifamily development and investment in relationship to the capital markets, including the secondary
Covered Bonds
https://www.nmhc.org/industry-topics/finance-and-capital-markets/covered-bonds/
As lawmakers seek ways to reduce the industry’s reliance on government-backed financing sources, some have proposed developing a covered bond market to provide an additional source of liquidity for th
CMBS
https://www.nmhc.org/industry-topics/finance-and-capital-markets/cmbs/
Although the role of the CMBS industry as a capital provider to the multifamily industry has decreased significantly, it still provides a key financing option for apartment owners. New regulations inf
Fair Housing Accessibility Accommodations and Modifications
https://www.nmhc.org/industry-topics/property-operations/fair-housing-accessibility-accommodations-and-modifications/
Under the Fair Housing Act, individuals with disabilities have the right to make reasonable accommodation and modification requests. Reasonable accommodation requests involve exceptions to their housi
Disparate Impact Liability
https://www.nmhc.org/industry-topics/insurance-legal-and-risk-mitigation/disparate-impact-liability/
The apartment industry is committed to equal housing opportunity for all without regard to race, religion, color, sex, national origin, handicap or familial status. However, more clarity is needed on
Disparate Impact Liability
https://www.nmhc.org/industry-topics/insurance-legal-and-risk-mitigation/disparate-impact-liability/
Criminal Background Checks
https://www.nmhc.org/industry-topics/employment-and-immigration/criminal-background-checks/
Some members of Congress have indicated their concerns about the use of criminal arrest and conviction records by employers in hiring and other employment matters. However, NMHC believes there is a cr
Appliance Efficiency Standards
https://www.nmhc.org/industry-topics/energy-and-sustainability/appliance-efficiency-standards/
Federal energy efficiency standards and regulatory mandates for appliances are an important issue for the apartment industry given the number of household appliances and electronic devices found in th
Infrastructure and Land Use
https://www.nmhc.org/industry-topics/development-and-design/land-use-and-regulation/
Changing demographics, employment patterns and and lifestyle preferences are creating demand for new types of housing and neighborhoods. However, outdated land-use policies and zoning laws often preve
Fair Housing and ADA Compliance
https://www.nmhc.org/industry-topics/development-and-design/fair-housing-and-ada-compliance/
NMHC/NAA members support the accessibility design and construction requirements as mandated by the Fair Housing Act. However, construction tolerances should be incorporated into the requirements, givi